How SCHUFA Works: 15 Shocking Myths
Understanding how SCHUFA works is crucial for newcomers in Germany, affecting creditworthiness for housing, loans, and contracts. SCHUFA collects data on all financial activities, including those of international students. It’s important to debunk myths: checking your own score doesn’t lower it, and errors can be corrected. A low score isn’t permanent and can improve with responsible financial behavior. Knowing these truths helps manage finances effectively in Germany.
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