Get an eVB Number in Germany: A Complete Guide for Expats and Car Buyers
If you’re planning to buy or register a car in Germany, the first and most essential step is securing an eVB number. Without this seven-digit code, you won’t be able to register your vehicle or get license plates — no matter whether you’re buying from a dealer, a private seller, or transferring ownership.
This guide explains what an eVB number is, why it’s legally required, how to get one quickly, and what common mistakes to avoid — especially for expats and newcomers navigating German bureaucracy for the first time.
What Is eVB Number?
The eVB number (Elektronische Versicherungsbestätigung) is a unique electronic insurance confirmation code. It proves that you’ve secured vehicle liability insurance (Kfz-Haftpflichtversicherung) — which is mandatory under German law — and links this insurance to your planned vehicle registration.
This number is sent directly to the vehicle registration authority (Zulassungsstelle) when you show up to register your car. Without it, your application will be immediately rejected.
Key facts about the eVB number:
- It’s always seven alphanumeric characters
- It’s tied to a specific insurance provider
- It’s valid for 90 days from the day it’s issued
- It can be used for one vehicle registration only
Why You Need an eVB Number
The eVB number is required in multiple situations:
- Registering a new or used car
- Transferring a car to your name after purchase
- Re-registering a vehicle after moving to another city or state
- Applying for short-term plates (Kurzzeitkennzeichen)
- Exporting a car
- Re-registering after deregistration
Whether you’re buying from a dealer, leasing a car, or importing one from abroad — insurance comes first, and the eVB proves you have it.
Types of Insurance for eVB Numbers
In Germany, you must have at least liability insurance to receive an eVB. However, many car owners opt for additional coverage. Here’s how it breaks down:
- Haftpflicht (Liability) – Mandatory. Covers damage to others and their property.
- Teilkasko (Partial Comprehensive) – Covers theft, fire, storm damage, broken glass, and wildlife accidents.
- Vollkasko (Full Comprehensive) – Includes Teilkasko coverage plus self-inflicted accidents and vandalism.
You don’t need to decide on full coverage immediately — but be clear about the type of policy you want when requesting your eVB.
How to Get an eVB Number
Getting your eVB number is fast and often entirely digital. Here’s how to do it step-by-step.
Step 1: Compare Insurance Providers
Use online comparison tools such as:
- Check24
- Verivox
- Nafi-Auto
- Or visit insurer websites like HUK-Coburg, AXA, Allianz, CosmosDirekt
Compare:
- Monthly or annual premium
- Deductibles (Selbstbeteiligung)
- Included coverage (e.g. roadside assistance)
- Reputation and service language (some providers offer full English support)
Step 2: Provide Personal and Vehicle Details
You’ll be asked for:
- Full name and German address (must match your Anmeldung)
- Date of birth
- Driver’s license information
- Car type and model
- Planned usage (private, business, leasing)
- Estimated annual mileage
- Where the car will be parked (garage, street)
If you’ve already selected the car, include its Vehicle Identification Number (VIN). If not, you can still get a general eVB valid for any vehicle type.
Step 3: Receive Your eVB Number
Once submitted, you’ll typically get your eVB number:
- Instantly via email
- By SMS
- Through your online customer account
Print or save it securely. You’ll need it when registering your car.
What Does an eVB Number Cost?
The eVB itself is free — but it’s tied to your insurance contract. Liability-only policies start at around €25–€35/month, but prices vary depending on:
- Age and experience of the driver
- Type of vehicle
- Driving history
- Parking location (urban vs rural)
You do not pay separately for the eVB, but activating it starts your insurance coverage.
How Long Is the eVB Number Valid?
An eVB number is valid for 90 days. If you don’t register the vehicle in that time, the number expires, and you’ll need to request a new one.
If your registration is rejected due to missing documents, you can reuse the same eVB during its validity window — as long as the vehicle hasn’t been changed.
Can You Get Multiple eVB Numbers?
Yes. For example, if you’re comparing quotes from different insurers or unsure about the vehicle type, you can request multiple eVB numbers. However:
- Only one can be used per car registration
- Using the eVB will trigger the start of your insurance contract
Common Mistakes Expats Make with eVB Nummer
Requesting the eVB too early
It expires in 90 days. If your registration appointment is far off, wait before requesting.
Choosing the wrong coverage
Many newcomers choose liability-only to save money, then regret it when theft or accidents occur. Evaluate full coverage if you’re leasing, financing, or driving a high-value car.
Not updating address or name
If your name or address doesn’t match your Anmeldung, your registration could be rejected.
Misplacing the number
You don’t need to show a physical certificate, but you must provide the exact code. Store it securely.
Final Checklist for Getting an eVB Number
- Choose a provider and compare prices
- Provide correct and complete personal data
- Decide on the right coverage level
- Request the number no more than 2–3 weeks before your registration appointment
- Keep the number saved digitally and printed if needed
